James L. Paris Model Portfolio  >$10,000

Model Portfolios For Amounts over $50,000 Updated October 1, 2007

*** For a Free Consultation Please Contact Robert Yetman
President of Stock Market Income Advisers at 877-996-5232

For portfolios up to $10,000 (mutual funds only)…

The performance of the stock market, combined with the accessibility through low minimums of many funds, have provided us with the opportunity to create a nice asset allocation mix for the $10,000-and-under portfolio size. 

Currently, we are recommending the following portfolio mix:

25% in Large Cap Value                                                                                                                                           
25% in Mid-Cap Value                                                                                                                                                     
20% in Mid-Cap Growth                                                                                                                                                
15% in Small Growth                                                                                                                                                   
15% in the Technology sector

The market is showing us a lot of good things within a variety of intra-market asset classes.  As a result, it’s a great time for an investor who has at least a few thousand dollars to build a portfolio that is well-diversified and capable of sampling a variety of opportunities.  Still, the portfolio should be growth oriented, overall.   Although we currently have 50% of the overall portfolio allocated to Value securities, remember not to confuse Value with Income securities.  The fact is that Value, even Large Cap Value securities, has shown some nice growth in this market, so these are good choices to consider including in your own mix.

As for sample funds, we like BlackRock Equity Dividend A Load Waived (800-441-7762) as a representative for Large Cap Value, BB&T Mid Cap Value A Load Waived (800-228-1872) as a representative for Mid-Cap Value, First American Mid Cap Growth Opportunities Y (800-677-3863) as a representative fund for the Mid-Cap Growth class, and BlackRock Small Cap Core Inv A Load Waived (800-441-7762) for a possible entry in Small Growth.  You will notice that we have also included a specific sector as a part of our allocation models for this month.  For the longer-term investor, we are comfortable recommending consideration of the Technology sector for portfolio inclusion.  Waddell & Reed Advisors Science and Technology A Load Waived (888-923-3355) is an appropriate representative of the Technology sector right now for fund investors.  

Disclaimer: Individual securities named herein are not intended to be, nor should be construed as, personalized investment recommendations.  They are presented as sample investments that we believe fairly represent their associated market asset classes or types.  Neither Christian Money.com, Stock Market Income Advisors, Inc., nor any of their officers, employees, or associates, assumes any responsibility for the personal investment decisions made by readers on the basis of these model asset allocations.